How to Choose a Payment Gateway for Your Business

Start with the basics

A payment gateway connects your business to banks, mobile money, and other payment rails. The right one should make it easy to accept payments, run disbursements, and reconcile—without surprise fees or poor support.

When evaluating providers, focus on:

- Pricing , is it published and easy to understand? Are there setup fees, monthly minimums, or hidden per-transaction charges?

- Coverage: Which countries and payment methods are supported? Can one integration serve multiple markets?

- API and docs, can your team integrate quickly? Are there sandbox environments and webhooks?

- Support , who do you contact when something goes wrong? Is support responsive and knowledgeable?

Red flags to watch for

- Vague or undisclosed fees until after you sign

- Long-term contracts with heavy exit penalties

- Poor or outdated documentation

- No way to test before going live

At Onekhusa, we publish our pricing clearly, offer no hidden fees, and provide documentation and support so you can integrate and go live with confidence. Our transaction fees are typically 2 to 3 times lower than many competitors, and we serve Malawi, Rwanda, and Mozambique through a single gateway.

Try before you commit

The best way to judge a gateway is to build against it. Use our [Developers](/developers) page to access the API and run test transactions. Review our [Pricing](/pricing) page to see exactly what you would pay. Then reach out to payments@onekhusa.com if you have questions—we are happy to help you decide.

Onekhusa ,Transparent, affordable pricing for all your payment needs.